Which test to prefer?
Ratio for n! and a^n; root when the term is an n-th power.
What if ρ=1?
Both fail, e.g. p-series; use integral or comparison test.
Is n=20000 accurate?
Enough for most problems; if ρ is extremely close to 1, use a formal test.
Why does ρ>1 force divergence?
Then |a_{n+1}|>|a_n|, so the term does not tend to 0.
Can I use it on alternating series?
Apply it to |a_n|; ρ<1 means absolute convergence.